Would the conveyancing solicitors identified via your search tool conduct auction conveyancing in Bamber Bridge?

We know of a number of auction lawyers we can put you in touch with those who can conduct auction conveyancing. Bamber Bridge is just one of hundreds of locations in which our lawyers cover.

Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who handled the conveyancing in Bamber Bridge 10 years ago no longer exist. What do I do?

As long as you have a registered title the details of your ownership will be recorded by the Land Registry under a Title Number. It is easy to execute a search at the Land Registry, identify your property and secure current copies of the Registered Entries for a small fee. If the property is Leasehold then the Land Registry will in most cases hold a file duplicate of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.

I'm purchasing my first flat in Bamber Bridge with a mortgage from Virgin Money. The builders refused to reduce the amount so I negotiated 6k of fixtures and fittings instead. The estate agent told me not reveal to my conveyancer about this deal as it will affect my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking to sell my property. My former lawyers closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Bamber Bridge if that affects matters.

You should use our search tool to help you choose a solicitor for your conveyancing in Bamber Bridge. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.

I have just started marketing my ground floor flat in Bamber Bridge. Conveyancing is yet to be initiated, however I have recently had a half-yearly maintenance charge demand – Do I pay up?

The sensible thing to do is discharge the service charge as you normally would because all ground rent and maintenance charges will be allotted on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Leasehold Conveyancing in Bamber Bridge - Sample of Queries before Purchasing

You should be aware that where the lease has less than eighty years it will have adverse implications on the value of the property. Check with your lender that they are happy with residual term of the lease. Leases with fewer than 80 years remaining means that you will probably need a lease extension at some point and it is worth finding out what this would cost. For most Bamber Bridgelease extensions you would be be obliged to have owned the premises for two years before you are eligible to carry out a lease extension. On the whole the cost for major works are not included within maintenance charges, although there some managing agents in Bamber Bridge require leaseholders to pay into a reserve fund created for the specific intention of building a fund for major repairs or maintenance. Many Bamber Bridge leasehold flats will be liable to pay a service charge for maintenance of the block invoiced by the freeholder. If you acquire the flat you will have to meet this amount, normally periodically throughout the year. This can be anything from two or three hundred pounds to thousands of pounds for large purpose-built blocks. There will also be a ground rent for you to pay annual, normally this is not a significant amount, say about £25-£75 but you need to enquire as on occasion it could be prohibitively expensive.